Wednesday, March 30, 2011




Calls for Free and Other Tips - Top 5 Ways to Not Go Bankrupt This Christmas

If you're like most people this year, you're a bit worried about how you're going to pay for all those Christmas presents. You might also need to prepare a Christmas party for a large family. We all know that it's the thought that counts when it comes to gifts but there will always be pressure to buy your friends and family all the presents they want. Is it really possible to have a relaxing Christmas on a budget? Here are a few tips to saving money:

1. Make international calls for free
There are a few ways to make international calls for free. VoIP services like Skype allow you to call other Skype users for free, regardless of their destination. If you prefer to make calls from your landline or mobile, a great idea is to sign up for a low-cost international dialing service. If you do a bit of research you will find that some services offer trial calls for free - you can actually talk for 15 minutes with some services, for free, without even registering your credit or debit card. Get online and check for offers and start saving for Christmas and beyond.

2. Save on food

A tiny bit of legwork will present you with extra cash in your pocket. Buy generic brands, don't eat out, and skip the fancy supermarkets. After all, many of the more economical outlets offer the same food but without the posh packaging that in the end, just contributes to higher prices.

3. Price comparison

There is a wealth of websites that compare prices of identical items available for purchase from a variety of online shops. Items ranging from food to toys to electronics can be compared. Searching online for price comparison sites will not just save you money but time as well. Within 20 minutes you will be able to find the best bargain for what you're looking for. You can then go ahead and purchase the item online or venture to the shop to get it for yourself.

4. Credit card balance transfer
Total credit card debt in the UK is said to be over £50 billion. If you have credit card debt you're obviously not alone. Moving debt from one card to another can save you money, as many credit card companies offer interest-free periods for new customers who transfer existing debt to their card. If you can't pay off your debt right now, at least seek a better rate or a card offering 0% balance transfer. There are price comparison websites which can help you find the right credit card.

5. Don't give in to pressure


Article Source: http://EzineArticles.com/?expert=Marie_Field

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