Wednesday, April 9, 2008




Prepaid Phone Cards - How To Deal With Per-Minute Rates, Surcharges And Other Fees

Anyone who buys a phone card wants to have the best deals given to them,and they might also want to be aware of some of these items' more tedious characteristics as well.

To better understand the charges levied, and how calls are being billed, buyers need to be sure to read the fine print on the card and its packaging. Within this text should be an explanation of a few of the little extras and surprises that can crop up unexpectedly if buyers don't analyze the details pertaining to how these calling cards operate.

Common Phone Card Types

- Rechargeable Phone Cards

These cards calling devices that can be recharged after the minutes expire, or run out. Depending on where you bought the card determines how the recharge can be applied. For cards bought over the Internet, go back to the Web site where you purchased the card and there will be a recharge option available there. For those rechargeable cards bought from the store, the store and its staff should have all recharge information available for you.

- Prepaid Call Cards

These cards are purchased with a set amount of minutes on it. Users of these types of cards can use the card on any phone, charging the call to their card. Once the funds have been consumed, the card must be either recharged or properly discarded. These cards cards can either be bought in increments of dollars or by the minutes.

Usually, only domestic calling cards are quantified in minutes, since all calls within the US mainland are billed at the same rate per minute. International call cards however, are loaded in dollars, because each country has its own per-minute rates, and this allows cardholders to use it to call to any overseas destination they wish.

- International Phone Cards

These are call cards that are designated for international calls. These international call cards can be used from the United States to call overseas. Many overseas call cards can also be used for traveling purposes. They provide international access numbers. Card users dial the local access number for the country they are in, followed by the PIN, and destination number.

How Much Does A Minute exactly Cost?

Among the commonly asked questions consumers make, is the per minute cost of calling. Call rates tend to be higher outside of traditional mobile phone plans. This is the cost consumers make for avoiding commitments, deposits, monthly fees, and credit checks.

How Do You Round Off Each Minute of Calls?

Generally, the per minute rate is a major consideration just as with any mobile phone or regular phone plan. But knowing how a minute is billed is important also. Some cards will round billing out in 2 or 3 minute increments; thus, although a given call might only last 1 minute, that very call may consume 3 minutes of calling time. Without being aware of the complex computation behind the billing of a particular card, a user would be unable to solve the mystery of evaporating,or missing talk time.

What About Connection, Maintenance Fees And Other Surcharges?

By reading a phone card's regulations and schemes, users may discover that not only is there the per minute rate to consider but also a handy connection fee which is charged every time they hook up with someone. The amount varies from card to card, but can be significant.

Other cards charge on a maintenance fee, and these are often added on a monthly basis throughout the active life of the card. The description on the card may also explain any applicable tax or additional fees that may crop up.